Have you thought about how much you’ll receive when you retire? Using the Social Security pension simulator can help you predict the value of your pension and better prepare for the future. In this article, we explain how it works, what you should take into account in the simulations and why it’s so important to start planning now.
What does a Credit and Insurance Intermediary do?
A credit and insurance intermediary provides free, personalized support in the search for credit and insurance solutions, and negotiates the best conditions on the market.
How to Reduce the Effort Rate on Home Loans and Improve Financial Health
Reduce your effort rate on home loans and improve your financial health with practical tips such as renegotiating the loan, increasing the initial down payment and consolidating debts.
Capital gains on property: find out if you are exempt or how much you have to pay
Capital gains on property: find out if you are exempt or how much you have to pay
Capital gains on real estate: find out if you are exempt or how much you have to pay
Capital gains from real estate: find out if you are exempt or how much you have to pay In this article we explain what capital gains from the sale of real estate are, how to obtain exemption and calculate the tax payable.
State Budget 2025: What can families and businesses expect?
O Orçamento do Estado para 2025 (OE 2025) da AD apresenta uma série de medidas voltadas para a recuperação económica de Portugal. Tanto as famílias quanto as empresas serão impactadas, com destaque para benefícios fiscais e políticas que promovem o crescimento económico e o alívio financeiro. Medidas para as Famílias: Medidas para as empresas: Das […]
Do you know the difference between simple interest and compound interest?
In this article we explain everything you need to know about interest earned on term deposits/investments. Interest is a fundamental component of personal finance and investments. Understanding the difference between simple and compound interest allows you to make more informed and profitable decisions, both in investments and loans. We’ll explain both types of interest and […]
Everything you need to know about Mortgage Credit
Mortgage credit is one of the most common forms of financing for those looking to buy a property or secure a loan using an asset as collateral. This type of credit offers additional security for both the borrower and the bank, and can be used for a variety of purposes in addition to buying a […]
IMT and Stamp Duty exemptions for Young People: everything you need to know
From 1 August 2024, young people up to the age of 35 who buy their first permanent home can benefit from exemption from IMT and Stamp Duty. The measure applies to properties up to 316,772 euros, and is partial for higher values up to 633,453 euros. This incentive aims to facilitate access to housing by […]
New changes to the IRS: Reduction of rates and updating of specific deductions
Parliament recently approved a series of changes to the IRS, which have already been published in the Official Gazette. These changes, which include reductions in the rates of various brackets and the updating of specific deductions, aim to provide greater tax relief for taxpayers, especially those in the lowest and middle brackets. 1. Reduction of […]