Credit Consolidado
Combine all your loans into one and save up to 60% on your monthly payments.
Get more control over your finances with a single monthly payment and a flexible payment term.
Consolidated credit is the key to simplifying and strengthening your financial situation. By combining all your loans into one, you can significantly reduce your monthly payments and get a financial break.
Advantages of DSIC
Single (and lower) monthly fee
Combine all your credits into a fixed monthly fee.
Additional financing
Possibility of adding an extra amount to carry out a new project.
Fast and bureaucracy-free
We handle the whole process for you, from contacting the banks to paying off previous loans.
How does a Consolidated Credit? work?
Imagine you have three loans totaling a debt of 80,000 euros.
Let's start by settling these claims with the creditors and
unify them into a single loan with a lower installment.
The main benefits include:
- Reduced monthly payment, easing the budget.
- Simplified financial management, with just one loan and one installment to pay.
- Elimination of commissions and multiple fees, maintaining only the conditions of the new consolidated credit.
- Possibility of obtaining additional financing if necessary.
Amounts and deadlines
Amounts
from €2,500 to €75,000
Duration
18 to 120 months
Before and after
See how Ana and Luís started to save and have fewer expenses
Before Consolidated Credit
- MORTAGAGE LOANS: 640 €
- CAR LOAN: 310 €
- PERSONAL LOAN: 215 €
- MONTHLY FEE BEFORE: 1165 €
After Consolidated Credit
- MONTHLY SAVINGS: 900 €
- ANNUAL SAVINGS: €10,800
- CURRENT MONTHLY CREDIT: 750 €
With a monthly income of €1,650, they had €485 left over for all their other expenses (food, transport, personal belongings, education, etc.). It was not enough to cover all their expenses, and it was impossible for them to pay for their daughter Matilde's university.
After consolidation, the installment fell to €750/month, a monthly saving of €900. In one year, this reduction meant an extra €10,800, a saving that allowed them to pay for their daughter's school fees.
Do like Luís and Ana, reorganize your finances.
Talk to us - we're here to help.
Simulate simply and easily.
How do I apply for Consolidated Credit?
Simulation
Tell us your details using our simulator.
Analysis
The process will be carefully analyzed by our credit consultants.
Solution
We'll be in touch to work out the solution that best suits your budget and profile.
If you would like a personalized analysis, please provide us with your details. One of our experts will contact you to analyze your situation and understand your needs. After that, we'll send you the best offers on the market according to your profile.
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