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What is the best health insurance?

21 de June, 2024

Health insurance is a way of protecting your health and financial well-being in the event of illness or accident. With so many options available on the market, choosing the most suitable health insurance can be a challenge. But don’t worry, we’re here to help you make the best decision. Consider the following aspects when choosing your health insurance.

Assess Your Health Needs

The first step to choosing the best health insurance is to understand your own needs. Ask yourself some important questions:

  • Do you have a chronic medical condition that requires ongoing care?
  • What kind of medical care is most relevant to you (routine appointments, specialties, exams, etc.)?
  • What is your budget for health insurance?

Answering these questions will help you determine what type of cover you need.

Compare the different offers

Once you’ve understood your needs, it’s time to compare the various health insurance offers available. Here are some essential factors to consider:

  • Cost of Premium: How much will you pay monthly or annually for your insurance?
  • Health Services Coverage: What services are included in the coverage? Consultations, exams, hospitalizations, medication?
  • Network of Healthcare Providers: Are the doctors, clinics and hospitals you want to visit included in the insurance network?
  • Cancellation conditions: What are the conditions for canceling the insurance if necessary?

Use comparison tables and read reviews from other customers to get a clear picture of the advantages and disadvantages of each option.

Consult an expert

If you still have doubts or feel overwhelmed by the information, don’t hesitate to talk to an expert. We’re here to help! Make an appointment with us and we’ll help you choose the health insurance that best suits your needs.

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A DECISÃO ORDENADA, LDA. Intermediate of Linked Credit, with registration no. 0006056, authorized by the Bank of Portugal for the provision of consulting and authorized services for the provision of credit intermediation services (Presentation or proposal of credit contracts to consumers; Assistance to consumers, upon conducting preparatory acts or other work of pre-contractual management with respect to credit contracts that have not been presented by you or proposed). Credit contracts covered: Credit to Housing and Consumers Credit. Lenders or Groups of Lackings with Whom Retains Vining Contract: Bank Bpi S.A., Santander Totta Bank, S.A., General Box Of Deposits, S.A., New Bank, S.A., Banco Ctt, S.A., Bankinter, Sa – Sursal In Portugal Banca- , Sa, Branch In Portugal, Unicre – Credit Financial Institution, S.A., Union Of Inmobile Credits, S.A., Credit Financire Stablecimient (Sociedad Unipersonal) – Sursal In Portugal, Sa. Stool – International Bnis Bank (Europe), S.A., Cofidis., Bank Primus, Sa., 321 Credit Financial Institution Of Credit S.A., Bnp Paribas Personal Finance, S.A. – Branch In Portugal., Sicam – Central Box AND Mutual Agricultural Credit Boxes, verifiable information in https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.
DS SEGUROS is a brand of the company Decisões e Soluções – Intermediários de crédito Lda, which has been a registered intermediary since 2009. The company is enrolled with ASF with Insurance Agent category, under No. 409311648/3, with permission for Branches Life and Non-Life, verifiable at: www.asf.com. Insurance broker does not take risk coverage.

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