Terms and conditions
Last updated: June 15, 2024
Who we are
A Decisão Ordenada, Lda. is a Portuguese company, legally constituted, and all the information provided by it is true and it is responsible for its content and veracity.
These General Terms and Conditions apply to access and use of the website. Acceptance of the terms and conditions is absolutely essential for use. A Decisão Ordenada, Lda. reserves the right to unilaterally modify, at any time and without prior notice, the presentation and configuration of the website.
By submitting your data when requesting a contact, you expressly authorize Decisão Ordenada, Lda. to send you information about services that may be of interest to you, and to use your personal data for direct marketing and advertising purposes, using email or telephone contact.
A Decisão Ordenada, Lda. shall only be liable for damages that the User may suffer as a result of using the website when such damages may be attributable to the User as a result of the User’s willful misconduct, and shall not be liable for damages of any kind that may result, by way of example and not limitation, from:
(i) Delays or blockages in use caused by Internet deficiencies or overloads;
(ii) Possible errors or security deficiencies that may arise from the use by the User of a browser of an outdated or insecure version, or from the damages, errors or inaccuracies that may result from the malfunctioning of the same;
Intellectual property
All the contents of this website are the property of Decisão Ordenada, Lda. and are protected by national and international industrial and intellectual property regulations.
The reproduction, alteration, copying, use, distribution, commercialization, public communication or any other use of the information contained on the website without the authorization of Decisão Ordenada, Lda. constitutes an infringement of current intellectual property legislation.
In no case shall it be understood that a license is granted or that the aforementioned rights are waived, transmitted or assigned, in whole or in part, without the prior express authorization of Decisão Ordenada, Lda. or their respective owners.
On the other hand, in no case should it be understood that any right is conferred, and in particular no right of alteration, exploitation, distribution or public communication of said contents without the prior express authorization of Decisão Ordenada, Lda. or their respective owners.
Contact information
DS SEGUROS is a brand of Decisões e Soluções Intermediários de Crédito, Lda, which is registered with ASF (Autoridade de Supervisão de Seguros e Fundos de Pensões) as an Insurance Agent, under no. 409311648/3, with authorization for Life and Non-Life, verifiable at
www.asf.com.pt
.
Name: Decisão Ordenada, LDA, NIPC 515989592
Headquarters: Rua Gomes Freire, Edf. Riamar, Bloco 3, loja 8, 8000-359 Faro
Registration number with the Bank of Portugal: 0006056
A DECISÃO ORDENADA, LDA. Intermediário de Crédito Vinculado, with registration no. 0006056, authorized by the Bank of Portugal to provide consultancy services and authorized to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them). Credit agreements covered: Home Loans and Consumer Loans. Lenders or groups of lenders with whom it has a binding contract: BANCO BPI S.A., BANCO SANTANDER TOTTA, S.A., CAIXA GERAL DE DEPÓSITOS, S.A., NOVO BANCO, S.A., BANCO CTT, S.A., BANKINTER, SA – SUCURSAL EM PORTUGAL, ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL, BANCO BIC PORTUGUÊS, SA, BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A., COFIDIS, BANCO PRIMUS, SA, 321CRÉDITO INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – SUCURSAL EM PORTUGAL, SICAM – CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO, information available at https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda