Skip to content
  • Credits
  • Insurance
  • Articles
  • About Us
    • About Us
    • Credit Intermediation Activity
    • Recruitment
  • Contact Us
Simulators
  • Portuguese (Portugal)
  • English
Simulators

Articles

Discover how to save, invest and have greater control over your finances with our articles and stay up to date with the latest news.

  • Home
  • Articles
Renegociar créditos - blog
Credit, Finances

Do you want to renegotiate your loans? What you should know before making decisions

14 de August, 2025

Renegotiating your credit can help you balance your budget and reduce charges. Discover the best strategies, the risks and the options available to you.

leasing-imobiliario-artigo-blog
Credit, Real Estate

Real estate leasing: an alternative to home loans

14 de August, 2025

Real estate leasing: do you know what it is? If you’re going to buy a house, this option could be an alternative to a conventional mortgage.

Garantia-de-construcao-nova-artigo-blog
Real Estate

New construction warranty: what it is, how long it lasts and how to activate it

12 de July, 2025

Buying a new home is a big investment – and that’s why construction defects should not be ignored. Portuguese legislation provides for guarantee periods to protect buyers against structural, technical or finishing faults. Knowing what is covered, how to report the problem and when to take action is fundamental to enforcing your rights.
In this article, we clearly explain how the legal guarantee works, what you should do if you identify anomalies and the steps to take to have them repaired.

Seguro de saude artigo de blog
Insurance

Dental insurance or health insurance with stomatology?

9 de June, 2025

Dental insurance or health insurance with stomatology? Find out which option is right for you.

saiba quanto vai receber de refoma
Finances, Financial Education, uncategorized

Find out how much you’ll get when you retire

12 de May, 2025

Have you thought about how much you’ll receive when you retire? Using the Social Security pension simulator can help you predict the value of your pension and better prepare for the future. In this article, we explain how it works, what you should take into account in the simulations and why it’s so important to start planning now.

Seguro e credito - soluções
Credit, Insurance

What does a Credit and Insurance Intermediary do?

21 de February, 2025

A credit and insurance intermediary provides free, personalized support in the search for credit and insurance solutions, and negotiates the best conditions on the market.

Credit, Finances, Financial Education

How to Reduce the Effort Rate on Home Loans and Improve Financial Health

21 de February, 2025

Reduce your effort rate on home loans and improve your financial health with practical tips such as renegotiating the loan, increasing the initial down payment and consolidating debts.

Mais-valias-financas-imoveis
Finances

Capital gains on property: find out if you are exempt or how much you have to pay

2 de December, 2024

Capital gains on property: find out if you are exempt or how much you have to pay

Mais-valias-financas-imoveis
Finances

Capital gains on real estate: find out if you are exempt or how much you have to pay

2 de December, 2024

Capital gains from real estate: find out if you are exempt or how much you have to pay In this article we explain what capital gains from the sale of real estate are, how to obtain exemption and calculate the tax payable.

DS-blog
Finances, uncategorized

State Budget 2025: What can families and businesses expect? 

15 de November, 2024

O Orçamento do Estado para 2025 (OE 2025) da AD apresenta uma série de medidas voltadas para a recuperação económica de Portugal. Tanto as famílias quanto as empresas serão impactadas, com destaque para benefícios fiscais e políticas que promovem o crescimento económico e o alívio financeiro. Medidas para as Famílias: Medidas para as empresas: Das […]

Posts pagination

1 2 3 Next

Search

Categories

  • Credit (8)
  • Finances (8)
  • Financial Education (8)
  • Insurance (5)
  • Real Estate (2)
  • uncategorized (6)

Recent Articles

  • Renegociar créditos - blog
    Do you want to renegotiate your loans? What you should know before making decisions
  • leasing-imobiliario-artigo-blog
    Real estate leasing: an alternative to home loans
  • Garantia-de-construcao-nova-artigo-blog
    New construction warranty: what it is, how long it lasts and how to activate it
  • Seguro de saude artigo de blog
    Dental insurance or health insurance with stomatology?
  • saiba quanto vai receber de refoma
    Find out how much you’ll get when you retire

Tags

advantages Amortization children Consolidated credit Credit Financial Health home loans index Insurance Intermediate Literacy Plan Renegotiation save Simulate teaching Transfer

Menu

  • Credits
  • Insurance
  • Simulators
  • Articles
  • About us
  • Recruitment
  • Contact Us

Credits

  • Mortgage Loan
  • Personal loans
  • Consolidated Credit
  • Car/Motorcycle loans
  • Corporate Finance (credit, leasing and consultancy)
  • Credit cards

Insurance

  • Life Insurance
  • Health Insurance
  • Personal Accident Insurance
  • Car Insurance
  • Multi-risk home insurance
  • Capitalization Insurance and PPR
  • Workmen's Compensation Insurance
  • Commercial Multi-Risk Insurance
  • Legal Protection Insurance

Contact Us

  • 289 118 926*
  • 289 111 864*
  • 937 413 349*
  • 937 413 339*
  • *(call to national fixed/mobile network)
  • faroriamar@dsseguros.pt
  • faroriamar@dsicredito.pt
  • Portuguese (Portugal)
  • English

A DECISÃO ORDENADA, LDA. Intermediate of Linked Credit, with registration no. 0006056, authorized by the Bank of Portugal for the provision of consulting and authorized services for the provision of credit intermediation services (Presentation or proposal of credit contracts to consumers; Assistance to consumers, upon conducting preparatory acts or other work of pre-contractual management with respect to credit contracts that have not been presented by you or proposed). Credit contracts covered: Credit to Housing and Consumers Credit. Lenders or Groups of Lackings with Whom Retains Vining Contract: Bank Bpi S.A., Santander Totta Bank, S.A., General Box Of Deposits, S.A., New Bank, S.A., Banco Ctt, S.A., Bankinter, Sa – Sursal In Portugal Banca- , Sa, Branch In Portugal, Unicre – Credit Financial Institution, S.A., Union Of Inmobile Credits, S.A., Credit Financire Stablecimient (Sociedad Unipersonal) – Sursal In Portugal, Sa. Stool – International Bnis Bank (Europe), S.A., Cofidis., Bank Primus, Sa., 321 Credit Financial Institution Of Credit S.A., Bnp Paribas Personal Finance, S.A. – Branch In Portugal., Sicam – Central Box AND Mutual Agricultural Credit Boxes, verifiable information in https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.
DS SEGUROS is a brand of the company Decisões e Soluções – Intermediários de crédito Lda, which has been a registered intermediary since 2009. The company is enrolled with ASF with Insurance Agent category, under No. 409311648/3, with permission for Branches Life and Non-Life, verifiable at: www.asf.com. Insurance broker does not take risk coverage.

  • Terms and conditions
  • Privacy Policy
  • Cookie Policy
  • Consumer litigation
  • Treatment Policy
  • Complaints book

2024 © Decisão Ordenada. All Rights Reserved.

Developed by Minds On Digital.