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Insurance

Insurance and Health Insurance – What’s the difference?

21 de June, 2024

Choosing between health insurance and a health plan may seem like a complicated task, but understanding the differences and advantages of each can make your decision easier. Both products aim to protect your health, but they work in different ways and have their own characteristics. What is health insurance? Health insurance is a contract that […]

Credit

Solutions for lowering your mortgage by 2024

21 de June, 2024

Reducing the amount of your mortgage payment can be an excellent way of easing your family budget and ensuring greater financial stability. If you want to know how to lower your credit installment, here are some solutions you can consider. Read them carefully and see which one best suits your situation. 1. Early amortization One […]

Financial Education

Ideas for teaching your children to save

21 de June, 2024

Teaching your children to save money is an essential step in preparing them to be financially responsible in the future. Financial education from an early age can make a significant difference to the way people deal with money throughout their lives. Here are 3 ideas to get you started on the learning journey with your […]

Insurance

Compulsory insurance on a mortgage: everything you need to know

21 de June, 2024

When you think about taking out a mortgage, one of the questions that comes up is whether you need to take out insurance. The law does not require you to take out specific insurance to obtain a mortgage. However, banks generally require two types of insurance: multi-risk home insurance and life insurance. Let’s explore the […]

Insurance

What is the best health insurance?

21 de June, 2024

Health insurance is a way of protecting your health and financial well-being in the event of illness or accident. With so many options available on the market, choosing the most suitable health insurance can be a challenge. But don’t worry, we’re here to help you make the best decision. Consider the following aspects when choosing […]

Credit, Financial Education

What are the advantages of a credit intermediary?

21 de June, 2024

Are you thinking of applying for a loan, renegotiating your current loan, consolidating several loans, obtaining financing for a project or something related to your finances? If so, be prepared to do exhaustive research into the different credit options available on the market, read and interpret complex contracts, negotiate with different financial institutions, among many […]

Financial Education

Financial Literacy: an Essential Skill for the Future in Portugal

21 de August, 2023

Financial literacy is fundamental to individual and collective well-being. Knowing how to manage money responsibly, make informed decisions and plan for the future is crucial to achieving a more prosperous and secure life. A recent study by the Bank of Portugal revealed that, despite being at the OECD average, there are still significant gaps, especially […]

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  • Credit (8)
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  • Financial Education (8)
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Recent Articles

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Insurance

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A DECISÃO ORDENADA, LDA. Intermediário de Crédito Vinculado, with registration no. 0006056, authorized by the Bank of Portugal to provide consultancy services and authorized to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them). Credit agreements covered: Home Loans and Consumer Loans. Lenders or groups of lenders with whom it has a binding contract: BANCO BPI S.A., BANCO SANTANDER TOTTA, S.A., CAIXA GERAL DE DEPÓSITOS, S.A., NOVO BANCO, S.A., BANCO CTT, S.A., BANKINTER, SA – SUCURSAL EM PORTUGAL, ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL, BANCO BIC PORTUGUÊS, SA, BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A., COFIDIS, BANCO PRIMUS, SA, 321CRÉDITO INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – SUCURSAL EM PORTUGAL, SICAM – CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO, information available at https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.

DS SEGUROS is a brand of the company Decisões e Soluções – Intermediários de crédito Lda, which has been a registered intermediary since 2009. The company is registered with the ASF as an Insurance Agent, under no. 409311648/3, with authorization for Life and Non-Life, verifiable at www.asf.com.pt. The insurance intermediary does not assume risk coverage.

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