Choosing between health insurance and a health plan may seem like a complicated task, but understanding the differences and advantages of each can make your decision easier. Both products aim to protect your health, but they work in different ways and have their own characteristics. What is health insurance? Health insurance is a contract that […]
Solutions for lowering your mortgage by 2024
Reducing the amount of your mortgage payment can be an excellent way of easing your family budget and ensuring greater financial stability. If you want to know how to lower your credit installment, here are some solutions you can consider. Read them carefully and see which one best suits your situation. 1. Early amortization One […]
Ideas for teaching your children to save
Teaching your children to save money is an essential step in preparing them to be financially responsible in the future. Financial education from an early age can make a significant difference to the way people deal with money throughout their lives. Here are 3 ideas to get you started on the learning journey with your […]
Compulsory insurance on a mortgage: everything you need to know
When you think about taking out a mortgage, one of the questions that comes up is whether you need to take out insurance. The law does not require you to take out specific insurance to obtain a mortgage. However, banks generally require two types of insurance: multi-risk home insurance and life insurance. Let’s explore the […]
What is the best health insurance?
Health insurance is a way of protecting your health and financial well-being in the event of illness or accident. With so many options available on the market, choosing the most suitable health insurance can be a challenge. But don’t worry, we’re here to help you make the best decision. Consider the following aspects when choosing […]
What are the advantages of a credit intermediary?
Are you thinking of applying for a loan, renegotiating your current loan, consolidating several loans, obtaining financing for a project or something related to your finances? If so, be prepared to do exhaustive research into the different credit options available on the market, read and interpret complex contracts, negotiate with different financial institutions, among many […]
Financial Literacy: an Essential Skill for the Future in Portugal
Financial literacy is fundamental to individual and collective well-being. Knowing how to manage money responsibly, make informed decisions and plan for the future is crucial to achieving a more prosperous and secure life. A recent study by the Bank of Portugal revealed that, despite being at the OECD average, there are still significant gaps, especially […]