Have you thought about how much you’ll receive when you retire? Using the Social Security pension simulator can help you predict the value of your pension and better prepare for the future. In this article, we explain how it works, what you should take into account in the simulations and why it’s so important to start planning now.
Reduce your effort rate on home loans and improve your financial health with practical tips such as renegotiating the loan, increasing the initial down payment and consolidating debts.
In this article we explain everything you need to know about interest earned on term deposits/investments. Interest is a fundamental component of personal finance and investments. Understanding the difference between simple and compound interest allows you to make more informed and profitable decisions, both in investments and loans. We’ll explain both types of interest and […]
Parliament recently approved a series of changes to the IRS, which have already been published in the Official Gazette. These changes, which include reductions in the rates of various brackets and the updating of specific deductions, aim to provide greater tax relief for taxpayers, especially those in the lowest and middle brackets. 1. Reduction of […]
The State Budget for 2024 presents a set of significant measures aimed at supporting and stimulating the business sector in Portugal. In this article, we have compiled the main measures that directly affect Portuguese companies. Discover more on this article. 1. Reduction of the IRC Rate for Startups Startups benefit from a reduced IRC rate […]
Teaching your children to save money is an essential step in preparing them to be financially responsible in the future. Financial education from an early age can make a significant difference to the way people deal with money throughout their lives. Here are 3 ideas to get you started on the learning journey with your […]
Are you thinking of applying for a loan, renegotiating your current loan, consolidating several loans, obtaining financing for a project or something related to your finances? If so, be prepared to do exhaustive research into the different credit options available on the market, read and interpret complex contracts, negotiate with different financial institutions, among many […]
Financial literacy is fundamental to individual and collective well-being. Knowing how to manage money responsibly, make informed decisions and plan for the future is crucial to achieving a more prosperous and secure life. A recent study by the Bank of Portugal revealed that, despite being at the OECD average, there are still significant gaps, especially […]
