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Credit, Real Estate

Real estate leasing: an alternative to home loans

14 de August, 2025

Real estate leasing: do you know what it is? If you’re going to buy a house, this option could be an alternative to a conventional mortgage.

Garantia-de-construcao-nova-artigo-blog
Real Estate

New construction warranty: what it is, how long it lasts and how to activate it

12 de July, 2025

Buying a new home is a big investment – and that’s why construction defects should not be ignored. Portuguese legislation provides for guarantee periods to protect buyers against structural, technical or finishing faults. Knowing what is covered, how to report the problem and when to take action is fundamental to enforcing your rights.
In this article, we clearly explain how the legal guarantee works, what you should do if you identify anomalies and the steps to take to have them repaired.

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A DECISÃO ORDENADA, LDA. Intermediário de Crédito Vinculado, with registration no. 0006056, authorized by the Bank of Portugal to provide consultancy services and authorized to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them). Credit agreements covered: Home Loans and Consumer Loans. Lenders or groups of lenders with whom it has a binding contract: BANCO BPI S.A., BANCO SANTANDER TOTTA, S.A., CAIXA GERAL DE DEPÓSITOS, S.A., NOVO BANCO, S.A., BANCO CTT, S.A., BANKINTER, SA – SUCURSAL EM PORTUGAL, ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL, BANCO BIC PORTUGUÊS, SA, BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A., COFIDIS, BANCO PRIMUS, SA, 321CRÉDITO INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – SUCURSAL EM PORTUGAL, SICAM – CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO, information available at https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.

DS SEGUROS is a brand of the company Decisões e Soluções – Intermediários de crédito Lda, which has been a registered intermediary since 2009. The company is registered with the ASF as an Insurance Agent, under no. 409311648/3, with authorization for Life and Non-Life, verifiable at www.asf.com.pt. The insurance intermediary does not assume risk coverage.

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