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Capital gains on property: find out if you are exempt or how much you have to pay

2 de December, 2024

Capital gains on property: find out if you are exempt or how much you have to pay

Mais-valias-financas-imoveis
Finances

Capital gains on real estate: find out if you are exempt or how much you have to pay

2 de December, 2024

Capital gains from real estate: find out if you are exempt or how much you have to pay In this article we explain what capital gains from the sale of real estate are, how to obtain exemption and calculate the tax payable.

DS-blog
Finances, uncategorized

State Budget 2025: What can families and businesses expect? 

15 de November, 2024

O Orçamento do Estado para 2025 (OE 2025) da AD apresenta uma série de medidas voltadas para a recuperação económica de Portugal. Tanto as famílias quanto as empresas serão impactadas, com destaque para benefícios fiscais e políticas que promovem o crescimento económico e o alívio financeiro. Medidas para as Famílias: Medidas para as empresas: Das […]

Finances, Financial Education, uncategorized


Do you know the difference between simple interest and compound interest?

30 de October, 2024

In this article we explain everything you need to know about interest earned on term deposits/investments. Interest is a fundamental component of personal finance and investments. Understanding the difference between simple and compound interest allows you to make more informed and profitable decisions, both in investments and loans. We’ll explain both types of interest and […]

Financial Education

Ideas for teaching your children to save

21 de June, 2024

Teaching your children to save money is an essential step in preparing them to be financially responsible in the future. Financial education from an early age can make a significant difference to the way people deal with money throughout their lives. Here are 3 ideas to get you started on the learning journey with your […]

Financial Education

Financial Literacy: an Essential Skill for the Future in Portugal

21 de August, 2023

Financial literacy is fundamental to individual and collective well-being. Knowing how to manage money responsibly, make informed decisions and plan for the future is crucial to achieving a more prosperous and secure life. A recent study by the Bank of Portugal revealed that, despite being at the OECD average, there are still significant gaps, especially […]

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A DECISÃO ORDENADA, LDA. Intermediário de Crédito Vinculado, with registration no. 0006056, authorized by the Bank of Portugal to provide consultancy services and authorized to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them). Credit agreements covered: Home Loans and Consumer Loans. Lenders or groups of lenders with whom it has a binding contract: BANCO BPI S.A., BANCO SANTANDER TOTTA, S.A., CAIXA GERAL DE DEPÓSITOS, S.A., NOVO BANCO, S.A., BANCO CTT, S.A., BANKINTER, SA – SUCURSAL EM PORTUGAL, ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL, BANCO BIC PORTUGUÊS, SA, BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A., COFIDIS, BANCO PRIMUS, SA, 321CRÉDITO INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – SUCURSAL EM PORTUGAL, SICAM – CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO, information available at https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.

DS SEGUROS is a brand of the company Decisões e Soluções – Intermediários de crédito Lda, which has been a registered intermediary since 2009. The company is registered with the ASF as an Insurance Agent, under no. 409311648/3, with authorization for Life and Non-Life, verifiable at www.asf.com.pt. The insurance intermediary does not assume risk coverage.

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