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What is the best health insurance?

21 de June, 2024

Health insurance is a way of protecting your health and financial well-being in the event of illness or accident. With so many options available on the market, choosing the most suitable health insurance can be a challenge. But don’t worry, we’re here to help you make the best decision. Consider the following aspects when choosing your health insurance.

Assess Your Health Needs

The first step to choosing the best health insurance is to understand your own needs. Ask yourself some important questions:

  • Do you have a chronic medical condition that requires ongoing care?
  • What kind of medical care is most relevant to you (routine appointments, specialties, exams, etc.)?
  • What is your budget for health insurance?

Answering these questions will help you determine what type of cover you need.

Compare the different offers

Once you’ve understood your needs, it’s time to compare the various health insurance offers available. Here are some essential factors to consider:

  • Cost of Premium: How much will you pay monthly or annually for your insurance?
  • Health Services Coverage: What services are included in the coverage? Consultations, exams, hospitalizations, medication?
  • Network of Healthcare Providers: Are the doctors, clinics and hospitals you want to visit included in the insurance network?
  • Cancellation conditions: What are the conditions for canceling the insurance if necessary?

Use comparison tables and read reviews from other customers to get a clear picture of the advantages and disadvantages of each option.

Consult an expert

If you still have doubts or feel overwhelmed by the information, don’t hesitate to talk to an expert. We’re here to help! Make an appointment with us and we’ll help you choose the health insurance that best suits your needs.

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A DECISÃO ORDENADA, LDA. Intermediário de Crédito Vinculado, with registration no. 0006056, authorized by the Bank of Portugal to provide consultancy services and authorized to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them). Credit agreements covered: Home Loans and Consumer Loans. Lenders or groups of lenders with whom it has a binding contract: BANCO BPI S.A., BANCO SANTANDER TOTTA, S.A., CAIXA GERAL DE DEPÓSITOS, S.A., NOVO BANCO, S.A., BANCO CTT, S.A., BANKINTER, SA – SUCURSAL EM PORTUGAL, ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL, BANCO BIC PORTUGUÊS, SA, BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A., COFIDIS, BANCO PRIMUS, SA, 321CRÉDITO INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – SUCURSAL EM PORTUGAL, SICAM – CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO, information available at https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.

DS SEGUROS is a brand of the company Decisões e Soluções – Intermediários de crédito Lda, which has been a registered intermediary since 2009. The company is registered with the ASF as an Insurance Agent, under no. 409311648/3, with authorization for Life and Non-Life, verifiable at www.asf.com.pt. The insurance intermediary does not assume risk coverage.

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